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Available Services and Loan
Programs:
We have a wide
variety of mortgage loan programs that are
specifically designed to assist homeowners who are experiencing financial
difficulties. Since we are a mortgage broker, we have access to more
flexible programs and more competitive rates than
any of the local banks in your area.
- Mortgage payments made locally
- Automatic withdrawal from checking/savings account
- In-file credit report at no charge and usually within
24 hours (must have signed credit release authorization
- No point loan programs
- No point, no closing cost loans available
- Free waiver of tax escrows
- 90% self insurance available - no private mortgage
insurance
- No income verification at 80%
- Complete no documentation available at 80% (no income
& no asset verification on 1-4 units)
- Investor loans at 90% loan to value on 1 - 4 units
- Minimum first mortgage loans of $20,000
- Bridge loans
- Maximum of 97% loan to value for 1 unit
- 95% financing on 2 units
- Buydowns available (permanent or temporary)
- Gradual Equity Mortgages (GEM) loans
- Owner occupied cash out refinancing available to 80%
- Conforming and non-conforming condominiums
- Second home financing
- Relocation programs
- Commercial loans - 5 units and up (includes mixed
use)
- Jumbo loans to $1,000,000
- Adjustable rate mortgages (ARMS) 6 month, 1, 3, 5, 7
and 10 year
- Balloon mortgages - 5 year and 7 year with 30 year
amortization
- Second mortgage programs:
- owner and non-owner occupied residence
- no income verification available
- excellent, good, fair and poor credit accepted
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